Credit Risk Analytics Consultant 2 - Strategy and Implementation Analyst
Wells Fargo
Chicago, IL
Job Description
At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Corporate Risk helps all Wells Fargo businesses identify and manage risk. The team focuses on several key risk types, including conduct, credit, financial crimes, information security, interest rate, liquidity, market, model, operational, regulatory compliance, reputation, strategic, and technology risk.
The group provides leadership, enhances communications, assists with problem identification and solutions, and shares best practices. In addition, the group provides an enterprise-wide view of risk, assists management and our Board of Directors in identifying and monitoring risks that may affect multiple lines of business, and takes appropriate action when business activities exceed the risk tolerance of the company.

Wells Fargo Commercial Credit has an immediate opening for a Strategy and Implementation Analyst within the Credit Risk Modeling Center of Excellence (CRMCOE), responsible for overseeing all aspects of Automated Decisioning Strategies for the Commercial Distribution Finance (CDF) line of business. CDF specializes in inventory financing solutions for OEMs, dealers, vendors and distributors across a diverse set of industries including but not limited to Lawn & Garden, Appliances & Electronics, Marine and Recreational Vehicles in the U.S., Canada, Europe, Asia, Australia, and New Zealand. This role will report directly to the CDF Team Lead within the Model Implementation & Automated Decisioning Team in the CRMCOE.

The primary objectives of this role are to support the wing-to-wing design, execution and ongoing maintenance of automated decisioning strategies for the CDF line of business, as well as implementation of statistical models leveraged in the strategies. Responsibilities encompass the implementation and coding of statistical model outputs, strike zones and business rules; regression testing of changes; strategy and impact vetting with risk and model governance stakeholders; business rollout for each set of changes; and post-production monitoring/validation of changes in accordance with the team’s change management guidelines.

The individual in this role will prepare impact analyses for key Risk stakeholders, as well as provide metrics and conduct analytics to validate the performance of existing strategies and recommend modifications where needed.

The Strategy and Implementation Analyst will collaborate with model developers and subsequently implement and document model logic and testing results in accordance with team Change Management and Wells Fargo Model Governance guidelines.

This role also provides essential training and ongoing end user business support regarding metrics, model use, business rules, and other automated decisioning issues.

This individual must leverage technical programming capabilities to implement decisioning logic in specialized software, conduct regression and wing-to-wing systems testing, and manipulate large datasets for the purposes of preparing impact analyses and risk metrics. The Strategy and Implementation Analyst will also liaise with IT to explore new systems functionality as needed.

Required Qualifications

5+ years of risk reporting experience, risk analytics experience, or a combination of both; or a Master s degree or higher in a quantitative field such as mathematics, economics, or engineering and 3+ years of risk reporting experience

Desired Qualifications

Knowledge and understanding of credit bureau attributes
Strong time management skills and ability to meet deadlines
Good analytical and quantitative skills
Good attention to detail and accuracy skills
Outstanding problem solving skills
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Excellent verbal, written, and interpersonal communication skills
Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members

Other Desired Qualifications
3+ year of experience with SAS or SQL, or other data management, reporting and query tools
Familiarity with probability of default (PD) models

Job Expectations

Ability to travel up to 5% of the time

Street Address
IL-Chicago: 10 S Wacker Drive - Chicago, IL
CA-SF-Financial District: 420 Montgomery - San Francisco, CA
CA-Concord: 1655 Grant Street - Concord, CA

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

CORPORATE RISK